Most lenders will require your spouse to transfer onto the title. We can do this as part of the equity release transaction.
Alternatively, your spouse may be treated as an Occupier of the property, and they will be required to sign a waiver over their rights of occupancy. There are disadvantages to this, for example, if you were to pre-decease your spouse, they would not have a right to remain in the home thereafter.
We will advise you of your lender requirements at the outset.