There are many different products on the market and, depending on your circumstances and wishes your financial adviser will source the most suitable product for your needs. Some products do provide for monthly interest payments, which have the advantage of ensuring that the original loan amount does not increase but will impact on your monthly budgeting. Other products (and more commonly) provide for no interest to be paid and the loan is repaid when the last borrower either leaves their home to enter residential care or dies.
