Blog
Equity Release: Martin Lewis’s advice and what you need to know about the legal process
From negative headlines to mainstream acceptance: A brief historyThe positive shift: 2016 to the present dayMartin Lewis’s latest advice on Equity ReleaseWhy specialist Equity Release conveyancing mattersFAQs: Your Equity Release conveyancing questions answered Equity...
Property conveyancing explained for homeowners
Table of contentsWhat documents will I need to buy or sell a property?How long does the residential conveyancing process usually take?How much are the legal fees for buying or selling a property in Gloucestershire?How do I track the progress of my property...
Equity Release, Inheritance Tax & Living Gifts: 2025 UK Guide for Families
Lifetime gifting rules and inheritance tax uncertainty What’s changing with IHT and living gifts in 2025? Why families are acting nowHow equity release is one solution to reducing inheritance taxFAQsConclusion: Making your wealth work for your family Considering...
Equity Release Lifetime Mortgages: Why Rates Haven’t Fallen (Yet)
ContentsIntroductionHow are equity release mortgages funded?Why are government bond yields keeping equity release rates high right now?When will lifetime mortgage rates fall? Expert predictionsWhat you can do if you need equity release now: 4 smart...
Equity Release: Choosing The Right Solicitor For Your Needs
Introduction: Why choosing the right equity release solicitor matters What is equity release? Understanding lifetime mortgages and home reversion plansThe equity release process: A step-by-step guideWhy do you need a specialist equity release solicitor?Choosing the...
Bank of Mum and Dad: How Equity Release Can Help Your Family
IntroductionWhat Is the Bank of Mum and Dad?Understanding equity release for family lendingLegal and financial considerationsPractical approaches to family lending with the Bank of Mum and DadBank of Mum and Dad equity release case studyFAQs about equity release and...
How to Talk to Your Family About Equity Release
Introduction: Is equity release a family matter? Why it’s essential to discuss equity release with familyHow equity release can help your familyPreparing to Discuss Equity Release With Your FamilyHow to Talk to Your Family About Equity ReleaseNext steps and keeping...
Is Equity Release the Right Way to Pay Off Debt? A Supportive Guide for Homeowners Over 55
Tivoli Legal’s caring & expert approach for people facing debt in later life Tivoli Legal’s caring & expert approach for people facing debt in later lifeWhat is Equity Release for debt consolidation?Why homeowners consider equity release for paying off debtHow...
Equity Release vs Lifetime Mortgage: What’s the Difference?
Introduction Exploring later life finance options can sometimes feel overwhelming, especially when you’re trying to decipher similar terms and work out which plan is the best fit for your needs. As a homeowner looking toward or enjoying retirement, you...
Cost of Equity Release: What You Need to Know About Fees, Legal Costs and More in 2026
Introduction According to the Equity Release Council, 61% of UK homeowners are interested in unlocking the value tied up in their homes to repay debt, boost their retirement income, support their family, or cover healthcare costs. Equity Release can provide financial...
Interest-Only Mortgages available for over 55s
Introduction Equity Release Interest-Only Mortgage products are a way to access money released from the value of your home in later life. There are three types of interest-only mortgages: Equity Release Mortgage, Term Interest-Only (TIO) Mortgage, and Retirement...
Home Reversion Equity Release for over 55s
Introduction to Home Reversion Equity Release If you're looking to unlock the cash tied up in the value of your home but struggle to understand the different types of equity release mortgage products available, this article is for you. Here, we discuss Home Reversion...
Top 5 Benefits of Equity Release; Enjoying Later Life
Introduction At Tivoli Legal, we understand that your home is more than just bricks and mortar - it’s the heart of your family, a place filled with memories and milestones. For many homeowners aged 55 and over, equity release is not just a financial transaction....
Navigating Equity Release Mortgages on Leasehold Properties
Navigating Equity Release Mortgages on Leasehold Properties By Kelsey Tomlinson Equity release mortgages enable homeowners aged 55 and over to unlock the value tied up in their properties. Unlike conventional mortgages, equity release requires no monthly repayments....
The Essential Role of Legal Cashiers: Sara Day
The Essential Role of Legal Cashiers: Protecting Your Firm and Clients Behind Every Successful Law Firm: Meet Sara Day, Head of Accounts When picturing a law firm, solicitors and support staff typically come to mind. Yet, behind the scenes, Legal Cashiers like Sara...
Resolving UK Land Registry Title Plan Issues for Equity Release
The Land Registry Title Plan is an official document detailing the precise boundaries of your property, including its size, shape, and location. Alongside the Title Register, it legally confirms ownership. Errors in these plans, although uncommon, can create...
Selling a Property with Equity Release: A Practical 7-Step Guide
IntroductionSelling a property with Equity Release: A practical 7-step guide#1 Understand the Equity Release mortgage#2 Check eligibility#3 Contact the Lender#4 Engage an estate agent #5 Legal process#6 Repaying the mortgage#7 Consider tax implications Frequently...
Safeguarding against Elder Fraud
I have worked in the finance department of law firms for over 20 years starting as junior gaining experience and qualifications progressing through to my current role as the Head of Accounts. I have always felt a strong sense of responsibility towards our clients,...
I am Power of Attorney to my parents; can I take out Equity Release on their home?
There are restrictions over when a Power of Attorney can be used and the intended use of those funds. We recommend discussing the proposed equity release with your financial adviser in the first instance to understand the financial goals and they will be able to...